How It Works

2ndPay turns business activity into reviewable allocation and settlement records.

Revenue events

A customer payment can happen outside 2ndPay through systems such as a point-of-sale platform, ecommerce checkout, card processor, or manual entry. 2ndPay records the event and keeps the raw event separate from payroll approval.

Allocation rules

Employers define allocation percentages for employee, manager, supplies, reserve, business, and other buckets. 2ndPay calculates ledger entries from those percentages so a business can review where revenue should be assigned.

Earnings tracking

Employees can clock in and earn in real time. Employers can see labor cost visibility and payout readiness while employees can see earned wage information in their dashboard.

Settlement preparation

2ndPay prepares settlement instructions for review. It does not custody business funds. Funds remain with the employer or connected provider until the employer approves settlement.