2ndPay | Payroll at the Speed of Work

The Problem

Payroll visibility usually arrives late.

Traditional payroll runs in batches. Work happens in real time, but payroll visibility often comes after the fact.

The 2ndPay Difference

Simple tools for seeing work, earnings, and payout readiness as they happen.

Real-time earned wage tracking

See wages accrue as employees work.

Employer labor cost visibility

Track current labor exposure before payroll closes.

Employee earnings dashboard

Give workers a clear view of earned and available wages.

User-controlled wallet payout flow

Keep approval and destination controls with the right users.

Non-custodial payment orchestration

Coordinate payout steps without taking custody of payroll funds.

Built for pilot testing

Designed for small businesses validating faster payroll workflows.

How settlement works

From workspace setup to signed settlement.

1

Employer creates workspace

Set up the business and payroll settings.

2

Employees clock in and earn

Work activity starts updating wage visibility.

3

2ndPay calculates earned wages

Dashboards show earned and available amounts.

4

Employer approves payout

The business reviews and authorizes payout preparation.

5

Xaman signs and settles the transaction

Settlement is signed by the wallet owner when enabled.

Savings Calculator

Estimate payroll software cost differences for pilot planning.

Number of employees Current payroll provider Estimated provider base monthly fee Estimated provider per-employee monthly fee Number of payouts per employee per month 2ndPay monthly platform fee 2ndPay per-payout orchestration fee

These are estimates for pilot planning only. Actual costs depend on provider, payroll volume, settlement method, compliance needs, and final pricing.

Current estimated monthly payroll software cost$100.00

Estimated 2ndPay monthly platform cost$29.40

Estimated monthly difference$70.60

Estimated yearly difference$847.20

Pilot Signup

Payroll at the Speed of Work.