Pilot Demo Mode: No real money movement. Payroll sync, payout eligibility, and settlement routing are for testing only.
No ACH, no production banking, no exposed secrets. XRPay live requires explicit env configuration. Back to Marketing Site

Create Your 2ndPay Account

Choose the experience you need. Employer and employee accounts stay separate.

Employer Signup

Create a business workspace, add employees, connect payroll providers, and manage payout rules.

Employee Signup

Join with your 2ndPay Employee ID or invite token to clock in, view earnings, and connect your payout wallet.

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